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Should I Refinance?

Should I Refinance?

Checklists are marvelous tools for getting things done. They are also my favorite mechanism for making decisions. Facing a project that requires a commitment to time and usually money are things most of us would rather ignore especially if not on a deadline. Once the...
4 Things to Mitigate Financial Risk

4 Things to Mitigate Financial Risk

People take risks every day. Some of them are more obvious like driving a car, but we forget the less obvious such as falling in the shower. There are four things you can do to mitigate your exposure to risk, including financial risk, (although that won’t help with...
Distribution is About Income

Distribution is About Income

Attitude and circumstances jointly impact your optimal distribution strategies. Distribution is difficult, emotionally, and logistically. Moving parts need to function in harmony that can become disjointed, leaving your dedicated efforts toward saving and accumulating...
What is Batching?

What is Batching?

Batching is a concept that is very powerful in getting things done. The strategy involves doing similar type functions – reading, writing, yard work, etc. – bundled together.  This invokes the power of momentum. Productivity is improved. Batching, however,...
International Investing Risks

International Investing Risks

International investing has the potential reward of diversification, but it is coupled with additional risks. Over the last decade, the foreign market underperformed, while the U.S. market was strong. The tide may be turning. Proceed with caution, however. There are...