by Joe Clark | Jul 20, 2020 | Investments
Checklists are marvelous tools for getting things done. They are also my favorite mechanism for making decisions. Facing a project that requires a commitment to time and usually money are things most of us would rather ignore especially if not on a deadline. Once the...
by Joe Clark | Jul 10, 2020 | Life Happens
People take risks every day. Some of them are more obvious like driving a car, but we forget the less obvious such as falling in the shower. There are four things you can do to mitigate your exposure to risk, including financial risk, (although that won’t help with...
by Joe Clark | Jun 25, 2020 | Your Life After Work
Attitude and circumstances jointly impact your optimal distribution strategies. Distribution is difficult, emotionally, and logistically. Moving parts need to function in harmony that can become disjointed, leaving your dedicated efforts toward saving and accumulating...
by Joe Clark | Jun 19, 2020 | Investments
Batching is a concept that is very powerful in getting things done. The strategy involves doing similar type functions – reading, writing, yard work, etc. – bundled together. This invokes the power of momentum. Productivity is improved. Batching, however,...
by Joe Clark | Jun 11, 2020 | Investments
International investing has the potential reward of diversification, but it is coupled with additional risks. Over the last decade, the foreign market underperformed, while the U.S. market was strong. The tide may be turning. Proceed with caution, however. There are...
by Joe Clark | Jun 4, 2020 | Blog, Investments, Life Happens
There are things in your life that are permanent and others that change over time. Benjamin Franklin argued that “Some people die at 25 and aren’t buried until 75.” Meaning they are just waiting for their body to catch up. He argued that we establish beliefs early in...
by Joe Clark | May 29, 2020 | Life Happens
Emergency funds are undervalued until they are not. The pandemic sheds the financial spotlight on people prepared and not. In all fairness, there is a difference between being prepared for income interruption or an unexpected expense and having an entire economy...
by Joe Clark | May 22, 2020 | Investments
Transparency should be an objective for every investment account. Knowing what you own and what fees and expenses you are paying is a critical part of portfolio management. Developing a diversified portfolio is difficult when you don’t know or understand what...
by Joe Clark | May 14, 2020 | Investments, Life Happens, Your Life After Work
“New York City was not prepared for the destruction that occurred September 11th, 2001.” Mayor Giuliani surprised our audience at the World Business Forum with those seemingly harsh words. The recovery in New York was nothing short of spectacularly inspiring. The city...
by Joe Clark | May 6, 2020 | Investments
The opposite of tranquility is volatility. People are not alarmed when equity markets are volatile to the upside. When the markets turn south, however, investors flee from their serenity. The key to understanding volatility is understanding it is both the upside and...
