by Joe Clark | Apr 24, 2020 | Investments, Life Happens
There is little doubt that America finds itself in a recession at the moment. Jobs are lost, and some businesses will never recover. What about the earnings of the companies that do survive? Are the earnings deferred, delayed, or vanished forever? It depends on the...
by Joe Clark | Apr 17, 2020 | Investments
Are you familiar with the term intrafamily loan? The low interest rate environment stemming from the 2008-09 recession created ideal opportunities for intrafamily lending. Our current environment has brought the concept back to the forefront with an additional need –...
by Joe Clark | Apr 10, 2020 | Blog, Life Happens
That last 20 years, America has witnessed three major crisis events, not including the personal tragedies that plague families. The country lived through September 11, 2001, the Great Recession in 2008-09 and now this pandemic. All three events became economic issues...
by Joe Clark | Apr 2, 2020 | Life Happens
What have you learned so far in the quarantine? What positive changes have occurred in your life? Personally, I have committed to Yoga for 30 days straight and have completed 5, one hour sessions with my trainer via Zoom as I write this article. Zoom is a technology...
by Joe Clark | Mar 20, 2020 | Investments, Life Happens
Every crisis that America has endured, we have come out better than before. The 1987 crash is being discussed widely during these times. Recently, we have had the two worse days in the market since the 23% drop 32 years ago. My career in finance started just two...
by Joe Clark | Mar 13, 2020 | Investments
When new families join our firm, “I can’t live through another 2008!” is a common statement. Naturally, we assure them that we have no intention of being trapped by a systemically broken market ever again. The main observation here for most of them making the...
by Joe Clark | Mar 4, 2020 | Investments
Waking up early and heading to the gym is tough. But once the workout is over, the payoff is often a tremendous energy boost. While people exercise for many reasons, they usually expect to benefit from their “sweat equity” not in the current moment, but in the future....
by Joe Clark | Feb 27, 2020 | Legacy Planning, Tax Planning
Inheriting an IRA is rarely fun. One reason, it means you lost a person who thought enough of you to be a beneficiary. Another, they can also be very confusing. The new tax changes added to the complexity. There are essentially three types of beneficiaries. You can...
by Joe Clark | Feb 20, 2020 | Blog, Investments, Life Happens
Feelings of regret and frustration are not emotions I am accustomed to having. I make a point to discuss in this column and on my radio program that “things change.” Utilizing some of those changes could make a profound difference in your life. But how do you know...
by Joe Clark | Feb 13, 2020 | Blog, Investments, Your Life After Work
A successful retirement requires you to get many components correct. Sadly, failing at retirement can occur by missing or failing in just one of the many areas required for success. How issues relate to one another can be confusing and complex. Changing market...
