by Joe Clark | Apr 18, 2019 | Investments, Your Life After Work
Remember when the coach from the movie Bad News Bears wrote the word “assume” on the chalk board? He then went on to draw two lines – one on each side of the letter “U” to bring our attention to the risk of making assumptions. The lesson has been a major part of my...
by Joe Clark | Apr 11, 2019 | Blog, Investments, Life Happens
Life is a series of conundrums. Families move from wondering how to make ends meet today, and save for the future. They accumulate and preserve and one day realize they have no idea how they accumulated so much in their retirement accounts. Next, the third stage of...
by Joe Clark | Apr 7, 2019 | Investments, Life Happens, Your Life After Work
There is a Parable in the Bible where Jesus tells the story of a landowner turning the operation over to three of his servants while he was gone. Two of the slaves “invested the money” and one did not. Though there are Bible scholars who would remind us that we tend...
by Joe Clark | Mar 28, 2019 | Your Life After Work
As a child and young adult, you begin to save and accumulate assets for a better future. This future, called retirement was usually an open-ended and vague thought. After all, who wants to start their career by figuring out when they could quit? To save for...
by Joe Clark | Mar 19, 2019 | Blog, Investments, Tax Planning, Your Life After Work
King Solomon famously wrote, “It is the little foxes that spoil the vine.” In a secular moment, he might have written: “it is the little assets that spoil the estate plan.” More often than not, with careful examination, we uncover forgotten assets in a family’s...
by Joe Clark | Mar 14, 2019 | Tax Planning
In business they say, things that are measured do well, and things that are measured and reported do tremendously better. Sadly, most taxpayers skip to the reporting and never do the measuring! You have to pay your taxes and you have to do tax reporting. Tax planning...
by Joe Clark | Feb 28, 2019 | Blog, Investments, Your Life After Work
Life goes by quickly. The tax code is fluid, and there are only so many hours in a day. A lack of time can tempt people to reduce their investment decisions to the lowest common element. But be wary of falling into silo thinking or compartmentalizing information....
by Joe Clark | Jan 31, 2019 | Blog, Investments, Your Life After Work
Individual Retirement Accounts (IRA’s) seem so simple, but the rules can be deceptively complex. Add to that complexity the word “Roth,” and now things get very interesting. Critical to know is that the rules for an IRA and a Roth IRA are noticeably different. This...
by Joe Clark | Jan 25, 2019 | Blog
By: Joe Clark, CFP There are differences between icons and legends. Icons are poster-children for something and legends something be it a feeling, process or product. Warren Buffet is an icon of value investing but didn’t invent the concept. The Lone Ranger invoked a...
by Joe Clark | Nov 18, 2018 | Blog
This is a letter of apology and explanation. Loudly proclaimed and often stated, I have boldly said I hate the Internal Revenue Service. The reality is I love our country and the benefits it provides including being able to make statements about the core funding...
