by Joe Clark | Jul 10, 2020 | Life Happens
People take risks every day. Some of them are more obvious like driving a car, but we forget the less obvious such as falling in the shower. There are four things you can do to mitigate your exposure to risk, including financial risk, (although that won’t help with...
by Joe Clark | Jun 4, 2020 | Blog, Investments, Life Happens
There are things in your life that are permanent and others that change over time. Benjamin Franklin argued that “Some people die at 25 and aren’t buried until 75.” Meaning they are just waiting for their body to catch up. He argued that we establish beliefs early in...
by Joe Clark | May 29, 2020 | Life Happens
Emergency funds are undervalued until they are not. The pandemic sheds the financial spotlight on people prepared and not. In all fairness, there is a difference between being prepared for income interruption or an unexpected expense and having an entire economy...
by Joe Clark | May 14, 2020 | Investments, Life Happens, Your Life After Work
“New York City was not prepared for the destruction that occurred September 11th, 2001.” Mayor Giuliani surprised our audience at the World Business Forum with those seemingly harsh words. The recovery in New York was nothing short of spectacularly inspiring. The city...
by Joe Clark | Apr 24, 2020 | Investments, Life Happens
There is little doubt that America finds itself in a recession at the moment. Jobs are lost, and some businesses will never recover. What about the earnings of the companies that do survive? Are the earnings deferred, delayed, or vanished forever? It depends on the...
by Joe Clark | Apr 10, 2020 | Blog, Life Happens
That last 20 years, America has witnessed three major crisis events, not including the personal tragedies that plague families. The country lived through September 11, 2001, the Great Recession in 2008-09 and now this pandemic. All three events became economic issues...